Plant all risks insurance policy covers unforeseen and sudden loss or damage to the insured machines from any cause (apart from those excluded) such as:

1. Fire, lightning and explosion
2. Theft and malicious damage
3. Storm and tempest
4. Impact, collision and overturning including such accident due to breakdown
5. Transport accident when machines are moving by road on their own wheels or when they are carried on other vehicle.
6. Accident arising out of dismantling and reassembling when machines are moved from site to site.